How it Works

When you need cash now, but payday is still too far away, a payday loan can be the answer to your problems.

CheckCity is a lending network, NOT a lender. Simply fill out the short application and  CheckCity will identify lenders that can provide you with a short term cash loan. We will attempt to match you with a lender most likely to provide you the cash you need.

If you are matched with a lender, the lender will contact you to complete the process, review the terms of your loan and discuss repayment and extension options. The money will be electronically deposited into your bank account. When the loan is due, your cash advance fees are automatically deducted from your bank account by the lender.

How it Works

Please review our Terms and Conditions for comprehensive information regarding  CheckCity Payday Loans matching service.

What is a Payday Loan?

A payday loan allows people to get cash for a short time period against their next paycheck. A payday loan is also known as a cash advance, paycheck loan, or payday advance. With an active checking account, direct deposit and a job you can receive funds in your account in as little as one hour. The money is electronically deposited to and repaid from your bank account on agreed upon dates to allow you the flexibility to handle those emergency cash situations such as unexpected medical bills, auto repairs or other short term cash needs.

Why do consumers search for a loan through  CheckCity

If you need to cover unexpected expenses like a car repair or household emergency, a payday loan can resolve a potential financial disaster. Some are looking to bridge a short-term cash need between paychecks or to avoid bounced check fees, late payment penalties, or pawning personal possessions.  CheckCity will attempt to match you with a lender that can provide you with the cash you need.

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THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, does not broker loans to lenders and does not make short term cash loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Web Site does not guarantee that you will be approved for a short term cash loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Web Site may change from time to time and without notice. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a short term cash loan based upon lender requirements.
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